Loan Signing Services

Service Description

Common loan signing documents requiring notarization are: - Loan Application - Promissory Note - Deed of Trust or Mortgage - Affidavits - Power of Attorney (POA) - Loan Estimate (LE) and Closing Disclosure (CD): Forms that provide details about the loan terms, closing costs, and other important financial information. These forms are required by law to be provided to the borrower(s) during the loan process. - Truth in Lending Act (TILA) Disclosures: Documents that provide information about the costs and terms of the loan, including the Annual Percentage Rate (APR) and finance charges. - HUD-1 Settlement Statement or Closing Disclosure: A document that outlines the final costs and fees associated with the loan transaction, including closing costs, taxes, and prepaid items. Prior to the loan signing agreement meeting, the person(s) signing the loan documents may be required to: 1. Provide Identification: The signer(s) should have valid government-issued identification documents, such as a driver's license, passport, or state ID card, to verify their identity. 2. Review Loan Documents: It's essential for the signer(s) to review the loan documents carefully before the meeting to ensure they understand the terms and conditions of the loan. 3. Ensure Funds Availability: If applicable, the signer(s) should ensure that any required funds, such as down payments or closing costs, are available and ready to be transferred as necessary. It's important to note that while On Demand Mobile Notary can assist with the notarization of loan signing agreements, we are not attorneys and cannot provide legal advice or representation. It's advisable to consult with a legal professional for complex legal matters or documents requiring specific legal expertise. *Additional Distance Fees May Apply - For accurate quote, please provide preferred address for notary services to be performed.